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2. The new prospectus supplement defined the borrowed funds-to-well worth ratio, or LTV, just like the “proportion of one’s dominant balance of these mortgage at day out-of devotion to (a) in the example of a purchase, the fresh decreased of your purchases price of the newest mortgaged assets and you can the appraised really worth at the time of purchases or (b) in the example of a refinancing otherwise modification, new appraised value of the new mortgaged possessions during the time of the new refinancing or modification.” [Back]

3. The newest prospectus complement discussed new shared loan-to-worth proportion, otherwise CLTV, just like the “the newest proportion of dominant harmony of your own second-lien home loan, with the outstanding equilibrium of the related very first-lien mortgage loan, on date regarding dedication so you can (a) in the example of a buy, the brand new decreased of profit price of the new mortgaged assets and the appraised really worth at the time of marketing otherwise (b) regarding an effective refinancing or modification, the brand new appraised value of the fresh mortgaged assets in the course of the fresh refinancing otherwise amendment.” [Back]